Terms of Use

‍These Terms of Use govern your use of this website. Please read these terms and conditions carefully before using this website. By accessing or using this website, you agree to be bound by these Terms of Use. If you do not agree, please immediately discontinue accessing this website.

‍Content
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‍This website may provide general information about our products and services. Your eligibility for particular products and services is subject to our final determination, restrictions, and acceptance. We may discontinue or make changes to the information, products, licenses, or services described on this website at any time. Any dated information is published as of its publication date only. We do not undertake any obligation or responsibility to update or amend any such information. We reserve the right to terminate any or all offerings without prior notice. Furthermore, by offering information, products, or services via this website, no solicitation is made by us to any person to use such information, products, or services in jurisdictions where the provision of information, products, or services is prohibited by law. This website may contain links to third-party websites, such as social media websites, which we do not own or control, but which are being providing for your convenience. If you visit a link to another website, you do so at your own risk subject to the terms and conditions established by the operator of that website. The fact that we provide a link to a website does not necessarily mean we endorse, authorise, or sponsor that third-party website, or that we are affiliated with the third-party website's owners or sponsors. We reserve the right to terminate a link to a third-party website at any time.Although we try to provide accurate and timely information on this website, there may be inadvertent, technical, or factual inaccuracies and typographical errors. For these reasons, we cannot warrant the accuracy, completeness, or timeliness of the information, text, graphics, links, or other items on this website. This website's content, including but not limited to all music, images, icons, text, software, logos, expressions, and ideas, is copyrighted and protected by copyright laws. You are not authorised to post on or transmit to or from this website any unlawful, threatening, defamatory, obscene, scandalous, inflammatory, pornographic, immoral, or profane material, or any other content that could give rise to any civil or criminal liability under the law.
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Access to the Website

‍If the need arises, we may, without notice, suspend access to the Website, on a temporary or permanent basis (including without limitation if you breach these Terms or if we need to revise the content of our Website) and we reserve the right to amend the content of the Website or to withdraw or amend the service we provide on the Website without notice.  We will not be liable if for any reason our Website is unavailable at any time or for any period.

‍Links to other Sites
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‍Certain links, including hypertext links, on our Website, may take you outside our Website.  Such links are provided for your convenience and information only and inclusion of any link does not signify express or implied endorsement or approval by us of the linked site, its operator or its content.  We are not responsible for the content of any linked Website and accept no responsibility for any errors, omissions or misleading statements on any such linked site or for any loss or damage that may arise from your use of the same.

‍Advertising

‍Our Website contains advertising content.  Any such advertisers are solely responsible for ensuring that all material included in our Website is accurate and up to date and complies with all applicable laws, regulations and codes of practice.  If you visit the website of one of our advertisers, you should also view their own applicable privacy statements or other relevant terms and conditions.

Acceptable Use of our Website

‍You agree to abide by all applicable laws, regulations and codes of conduct in force from time to time in respect of your use of our Website.  You must not misuse our Website by knowingly introducing viruses, trojans, worms, logic bombs or other material which is malicious or technologically harmful.  You must not attempt to gain unauthorised access to our Website, the server on which our Website is stored or any server, computer or database connected to our site.  You must not attack our Website via a denial-of-service attack or a distributed denial-of-service attack or in any other way interrupt or attempt to interrupt the operation of our Website.You cannot use the Website to create, check, confirm, update or amend your own or someone else's databases, records, directories, customer lists, mailing or prospecting lists (data mining).  You may not use the functionality within the Website to contact advisers for your own commercial purposes.  You may find that you are blocked from using the Website if you appear to us to be contravening these terms.  If you are blocked from the website, you will receive a message displayed on the screen informing you that you are blocked. If you believe that you have not been misusing the website, you should contact us at hello@mortgagematch.co.nz to request that the block be removed, but the decision to remove any block will be at our sole discretion.

‍No commercial Use

‍Except as provided below and subject always to the section below headed "Intellectual property rights", you agree that you will use our Website only for your personal or internal business purposes and that you will not use our Website or any of its contents for any commercial purpose.

‍Use of your information

‍You agree that we may collect, store, and use information about you in accordance with this Privacy Policy.  You acknowledge and agree to be bound by the terms of our Privacy Policy as amended from time to time.  You warrant that all data provided by you is accurate.

‍General Disclaimer

‍We provide this Website and its content on an 'as is' and 'as available' basis and give no representations, guarantees or warranties of any kind, whether express or implied, with respect to this Website or its contents or that its operation will be virus free or uninterrupted.  In particular, without limitation, we give no representation or warranties about the accuracy, completeness, or suitability for any purpose of the information published on our Website.  The information available on the Website is intended for general information purposes only and sets out our understanding of any chosen subject matter at the time of first publication.  It is not intended to constitute advice or guidance upon which you may rely and is not a substitute for professional, financial, care, legal or tax advice based on your personal circumstances.All users are advised to seek independent professional advice before acting on anything contained in our on our Website.  The information:

may be incorrect or out of date; and/or
may not constitute a complete or definitive statement of the law or any tax issues.

‍Exclusion of liability

‍Your use of our Website, and of any links to third party sites, is at your sole risk.  To the fullest extent permitted by law, neither we nor any of our directors, employees or other representatives will be liable for any loss or damage arising out of or in connection with your use of this Website or reliance on any information available on the Website or any third-party site linked to this Website.  This is a comprehensive exclusion of liability that applies to all damages of any kind, including without limitation compensatory, direct, indirect or consequential damages, loss of data, income or profit, loss of or damage to property and claims of third parties.Notwithstanding the foregoing, none of the exclusions and limitations contained above affects any statutory rights you may have as a consumer or our liability for:-

death or personal injury resulting from our negligence or that of our employees or agents;
fraud or fraudulent misrepresentation;
or any other matter which cannot be excluded or limited.

‍Intellectual Property Rights

‍Except for any content contained within advertisements placed on our site by professional advisers, we are the owner or the licensee of all intellectual property rights (including without limitation copyright, and registered and unregistered trademarks and designs) in our Website and in the material published on it, including without limitation all copyright in the design, text, graphics software and other material on our site and the selection or arrangement thereof.  Permission is granted to electronically copy and print in hard copy extracts from our Website for your personal reference solely in connection with the acquisition of goods or obtaining information through our site.  Any other use of materials on our site (including without limitation use or reproduction for purposes other than those set out above and any alteration, modification, distribution, or republication of materials) is strictly prohibited without our prior written permission.Where our advertisers have included intellectual property such as trademarks and logos within their own advertisements placed on our site, they have warranted to us that they are the owner or licensee of such intellectual property.  If you believe that your intellectual property rights are being infringed by the content of any of the advertisements on the site, you should address such matters to the advertiser in the first instance.

‍Intellectual Property Rights

‍These Terms of Use will be governed by the laws of New Zealand without giving effect to any conflict of laws to the contrary. No failure, omission, or delay on our part to exercise any right under these Terms of Use will preclude any other further exercise of that right or other right under these Terms of Use.

‍Concerns

‍If you have any concerns about material which appears on our Website, please email at hello@mortgagematch.co.nz.